Life Insurance
Income & Redundancy
Dental & Medical Insurance
Professional Indemnity & Public liability
Axa BCWA BHSF BUPA
Canada Life
Cigna Expacare Goodhealth
Groupama Healix Healthshield Healthsure
IMG Interglobal Legal & General Medicash
Norwich Union Partnership Pruhealth Scottish Provident
Sheperds Standard Life Unum Westfield Health
William Russell      
       
Mortgages
Insurance
Pensions
Savings
Home & Contents
Commercial
 
 
HEALTHSURE
 

 

                                   Company Profile
                              
(as provided by Healthsure)




HealthSure is part of Simplyhealth, a group of healthcare businesses that have joined together with the common purpose of helping more people feel better, It is due to these values and 130 years of experience that HealthSure has become one of the UK's leading national health cash plan providers and winner olthe Heallh Insurance Award lor Best Healthcare Cash Plan Provider 2008.
Offering the right information on healthcare cash plans leads to additional business for intermediaries with both new and existing clients. Healthcare cash plans can be an affordable healthcare solution that are in greater demand than ever before from companies of all sizes and affinity groups.

HealthSure provide policyholders with assistance towards the cost of everyday healthcare. ranging from dental and optical treatments and specialist consultations to alternative therapies.

In fact if you are active in the private medical insurance (PM!) market you will see that our plans ,. may complement PMI and can only increase your sales opportunity.

All our policies combine affordability and simplicity at every stage - from the beginning of the sales process through to our outstanding customer and claims service. In short our range of policies offers you an opportunity to broaden your business and generate additional income.

We offer competitive commission rates on individual and company-paid business. With the Viability for large volumes and the long-term nature of cash plans, this can mean significant long-term income. 


PRODUCT RANGE


- Cash plans
- Employee benefits
- Employee Assistance Programme
- Resident children covered free
- Online quote and buy for company voluntary scheme

 


PRODUCT PORTFOLIO

HealthSure Starting from £9.95 per month. there are 19 areas of cover including money towards dental. optical. health screening, specialist consultations. hospital admissions. a range of complementary therapies and more. Available for individual clients paying by Direct Debit. company paid group schemes and on a company voluntary basIs through our innovative online quote and buy process.

HealthSure One Starting from £1 per week, individuals are covered towards dental. optical. health screening, specialist consultations. complementary therapies. confidential helpline, face-to-face counselling and more. For company-paid business only (minimum group size of 10), HealthSure One is a low cost policy developed to help combat health and stress related absenteeism.

HealthSure Plus HealthSure Plus is specifically designed with smaller companies in mind. For companypaid business only (minimum group size of three), it allows employers to provide valuable healthcare cover for its employees at different levels.

HeallhSure Insighl Starting from £1 per week. HealthSure Insight is the company-paid employee benefit scheme that enables staff to claim up to £700 towards the cost of an MRI scan every year. HealthSure Insight also enables them to claim money towards the cost of a range of everyday healthcare treatments including optical and dental care. 


 


 



 

UNUM
 



 
 
 
 
 
 
 
     
     
     
     
     
     
     
     
     
     
     
    
   
 
Life Insurance
Income & Redundancy
Dental & Medical Insurance
Professional Indemnity & Public liability
Axa BCWA BHSF BUPA
Canada Life
Cigna Expacare Goodhealth
Groupama Healix Healthshield Healthsure
IMG Interglobal Legal & General Medicash
Norwich Union Partnership Pruhealth Scottish Provident
Sheperds Standard Life Unum Westfield Health
William Russell      
       
Mortgages
Insurance
Pensions
Savings
Home & Contents
Commercial
 
 
IMG EUROPE
 

 

                            Company Profile
                           
(as provided by IMG)





 


International Medical Group (IMG), with over 25,000 independent agents in 150 countries, is a worldwide leader in providing global healthcare benefits. Since 1990,IMG has built a reputation for providing innovative and highly competitive international health insurance products. offering medical security to individuals, families and corporate groups worldwide. IMG offer an extensive range of products for expatriates and residents of all nationalities. living, working or travelling around the world. With virtually all services provided in-house, IMG presents a unique, full service approach to the international community.

Strength: IMG's greatest asset is Its people, Staffed by a team of 200 experienced international insurance specialists. backed by cutting edge technology including full online quotation and fulfillment facilities to agents worldwide.

Security: IMG's is worldwide plan administration services manage approaching US$100m in premiums per annum where as IMG's globally recognised partner Sirius International Insurance Corp (publ) offers the financial security and reputation required, Sirius International is a leading international insurance company and is part of the White Mountains Insurance Group, one of the world's largest insurance and reinsurance groups,

Service: IMG earns client confidence by delivering superior service around the globe, around the clock, IMG maintains both American and European service centres, with in-house medical teams available to provide 24/7 assistance in the event of a medical emergency or evacuation.IMG offers excellent customer and intermediary support, extensive online sales facilities plus generous commission levels and no minimum premium levels. Call1MG Europe for details - we're happy to help! 


 

 


PRODUCT RANGE

Group international medical insurance
Group medical insurance
Individual international medical insurance
Individual medical insurance

ALSO

PA/AD&D
Term life
Travel insurance

 

 


PRODUCT PORTFOLIO

IMG offers a range of highly competitive European andAmencan style plans designed to meet the varied needs of the international healthcare market. Key points applicable to virtually alllMG plans*:

-Virtually any nationality living or working anywhere in the world
-Home country coverage available, plans are fully portable within area of cover
-Freedom to choose any hospital within covered area
-Pre-existing and chronic condition coverage after wait period (no rolling moratorium)
-A whole host of options: term life, AD&D and hospital cash plan add-ons and travel insurance.

GlobalSelect A European style individual and group plan available In GB£. US$ and Euro€, three areas of cover with wide selection of excesses. Four sub-plan options
HeadStart, Basic, Standard and Executive.

HeadStart - Very affordable "entry level"' plan allOWing access to a consultant privately plus covered private Inpatient treatment. outpatient surgery and cancer treatment. Basic - More cover and sections than HeadStart, wider outpatient cover relating to pre/post hospital treatment.

Standard - Wider and increased benefits extensive outpatient cover many sections, including psychiatric treatment. USA PPO elective treatment. annual health check-Ups - and more.

Executive - Possibly the highest sums insured and widest range of cover available Including dental. maternity, legal expenses and vision contribution - and more.

All include:· First child under 10 years FREE· 24-Hour Emergency Helpline· Lost Personal Property Identification/Retrieval Service

Other medical & travel insurance products are also available * All details above subject to Policy Terms and Conditions

 


 


 



 

UNUM
 



 
 
 
 
 
 
 
     
     
     
     
     
     
     
     
     
     
     
    
   
 
Life Insurance
Income & Redundancy
Dental & Medical Insurance
Professional Indemnity & Public liability
Axa BCWA BHSF BUPA
Canada Life
Cigna Expacare Goodhealth
Groupama Healix Healthshield Healthsure
IMG Interglobal Legal & General Medicash
Norwich Union Partnership Pruhealth Scottish Provident
Sheperds Standard Life Unum Westfield Health
William Russell      
       
Mortgages
Insurance
Pensions
Savings
Home & Contents
Commercial
 
 
INTERGLOBAL
 

 

Company Profile
(as provided by Interglobal)





 

We are an award-winning provider of international health insurance based in the UK. Known for our innovation. flexibility and personal approach to service, we have had great success in this competitive and growing market. Since the company was founded in 1998, we have seen rapid growth and now have customers in over 160 countries and ten offices worldwide, offering local support to our members in key regions.

InterGlobal has been an FSA-regulated insurance company since March 2007, with an initial AM Best financial strength rating of B++ (Good). This major development is evidence of our ongoing success and the faith our investors. partners and customers in the InterGlobal brand.

We recognise the importance of OUf intermediaries, customers and business partners. Our commitment to continual improvement and service excellence, allied with our competitive and innovative products has enabled us to achieve a highly regarded reputation among brokers and advisers worldwide and a series of industry awards for our products and services.

Managing all aspects of our product and services has enabled us to build relationships and understand our brokers and their clients' needs. We believe in providing our intermediaries and our customers with a first-class level of service offering expert help and advice with a personal touch.



 

 


PRODUCT RANGE

 
- UltraCare: international medical insurance for individuals and families, SMEs, large corporate groups, offering family friendly pricing - charging for only one in four children who are included as dependants on an UltraCare plan.

- International Schools: International medical insurance for teachers and staff of International schools.

- StudentCare: plans for international students
 
- Maritime: medical insurance plans for yacht crews 

 

 


PRODUCT PORTFOLIO

 

Our comprehensive and flexible range of international private medical insurance plans have been developed to meet the needs of today's expatriates, international business users and frequent travellers. Many of the benefits our products offer were first in the internatlonal market and have since become standard in the industry. setting a benchmark for international private medical insurance.

Unique Selling Points:

• Exclusive access to red24 the personal security and travel advice providers specialists. From 1st January 2008 all new and renewing plans now have access to red24's security assistance and response service as standard, at no extra cost to members. Providing peace of mind when travelling or moving abroad, help and advice is available 24 hours a day via the website and helpline with guidance from trained security specialists.


• A comprehensive emergency evacuation and repatriation benefit. We pay for the patient to be evacuated. their medical treatment and return airfare to their country of residence. We also cover the costs of return airfares and accommodation for the patient's dependants.

• Compassionate emergency visit: our plans cover a visit to a critically ill or dying relative anyWhere in the world, even if it's not to the home country.

• No claims dIscount: we are one of a few prOViders that reward our clients if they don't claim by giving them a discount at renewal.

• Flexibility on group schemes: brokers really value this and know that we will always go the extra mile to give groups the cover that they want.


 


 



 

 
UNUM