Life Insurance
Income & Redundancy
Dental & Medical Insurance
Professional Indemnity & Public liability
Axa BCWA BHSF BUPA
Canada Life
Cigna Expacare Goodhealth
Groupama Healix Healthshield Healthsure
IMG Interglobal Legal & General Medicash
Norwich Union Partnership Pruhealth Scottish Provident
Sheperds Standard Life Unum Westfield Health
William Russell      
       
Mortgages
Insurance
Pensions
Savings
Home & Contents
Commercial
 
 
CIGNA HEALTHCARE
 

 

Company Profile
(as provided by Cigna)





 At CIGNA HealthCare we're here to help you bring your clients appropriate health and wellbeing solutions that meet their objectives. provide a cultural fit and deliver a high quality service totheir employees. What's important to note is that we're committed to the long term - providing optimal products and services to our clients and their employees in sickness and in health.

While private medical insurance remains the core of our business in the UK, we've a broad product portfolio including: dental insurance. absence management, occupational health and health management services, and wellbeing solutions. We also offer market leading expatriate healthcare benefits, covering many of the top multinational corporations. as well as working in partnership with a variety of organisations, including one of the world's largest banks. As we believe in originality, we don't believe in treating everyone the same. Our goal is to make simple, easy to understand products which are unique to individual client requirements. Our tools, systems and processes are all designed to achieve this, enabling our 450 employees to fully support our 1,000+ corporate customers and our membership of over half a million.

Our service reputation is second to none, and this is backed up by our member satisfaction surveys which regularly achieve satisfaction levels of 96% and above.





PRODUCT PORTFOLIO

Corporate private medical insurance

Our leading edge managed care approach supports our PMI offering by managing costs while delivering the best treatment for patients. Our flexible plans developed for larger organisations have a benefit structure that can be tailored to the employer's specific requirements with a range of funding options available. We also provide Smart Health - a flexible PMI solution for small and medium sized employers and sole traders covering a minimum of one employee.

CIGNA dental plans

As one of the largest dental insurers in the world. we provide a comprehensive range of corporate dental plans, which offer a simple method of helping employees afford qualify dental treatment. As a health and wellbeing benefit that all employees can use. corporate dental plans are recognised as an important employee benefit and an essential part of any flexible benefits proposition.

Absence management

Our unique absence management service reduces the level of employee absence and associated costs within an organisation. Based upon early telephonic intervention, our nurses actively manage employees back to work while supporting all key organisational stakeholders. including employers. employees and trade unions.

Occupational health and wellbeing services


We provide a tailored and flexible programme of professionally managed and clinically governed services. These are delivered by occupational health professionals who are trained, developed and managed to the highest clinical and professional standards. Our wellbeing programme helps employees to adopt and maintain healthier lifestyles.

Health management

Our telephonic coaching programme is designed to help employees self manage chronic conditions such as diabetes. asthma and cardiac conditions. Our health management programme complements support services currently provided by the NHS and works alongside our products.

Expatriate health cover

CIGNA'slnternational Expatriate Benefits plan provides internationally-based employees with the flexible health care cover necessary to meet their needs. Wherever in the world they are stationed, international employees can rest assured that our expatriate plan will provide quality healthcare, administered and serViced by experienced industry professionals.


 


 



 

 
UNUM
 



 
 
 
 
 
 
 
     
     
     
     
     
     
     
     
     
     
     
    
   
 
Life Insurance
Income & Redundancy
Dental & Medical Insurance
Professional Indemnity & Public liability
Axa BCWA BHSF BUPA
Canada Life
Cigna Expacare Goodhealth
Groupama Healix Healthshield Healthsure
IMG Interglobal Legal & General Medicash
Norwich Union Partnership Pruhealth Scottish Provident
Sheperds Standard Life Unum Westfield Health
William Russell      
       
Mortgages
Insurance
Pensions
Savings
Home & Contents
Commercial
 
 
EXPACARE
 

 

Company Profile
(as provided by Expacare)





 Founded in 1982, Expacare is one of the longest established international health insurance organisations providing a wide range of flexible healthcare benefits. Whether you are looking for individual, family, group or corporate international health insurance, our healthcare solutions offer a host of benefits to suit people of all nationalities in over 140 countries around the world.

For you, our broker partner:

A one-stop-shop policy administration service. where a dedicated team handles all aspects of policy administration

Cover for your corporate clients, with five or more employees, with no underwriting and cover for chronic conditions

Access to regional products for South African expatriates and people living in Indonesia ,.. Access to underwriting solutions on your non-medical business

For your clients:

24~hour medical assistance anywhere in the world, with local claims handling and assistance for your clients liVing in the Middle East and Indonesia

Up to £Sm of cover with no limit on the number of eligible claims Chronic conditions covered for both corporate and individual members

Cover for inpatient hospital costs with no inner limits for room and board, nursing care and surgeon and anaesthetist fees. Full refund for outpatient treatment with no compulsory excess Flexible excess options



 

 


PRODUCT RANGE

- Group international health insurance
- Tailor-made corporate plans, for 30 or more employees
- Individual international health insurance
- Regional plans, including Mediksure & Globalcare products

ALSO

NEW the Corporate Advantage Plan for small group schemes under 5 employees NEW waiver of maternity waiting period for existing members of a transferring group scheme

 

 


PRODUCT PORTFOLIO

 Specialcare offers the most Wide-ranging benefits and cover which compares favourably with any indiVidual plan in the market. In addition. Specialcare includes cover for maternity care with treatment for birth defects and congenital illness, routine dental treatment. treatment for alcohol and drug addiction and lump sum payment on diagnosis of AIDS.

Executivecare gives the reassurance that the cost of outpatient treatment will be covered as well as the major Inpatient hospital expenses. As with Standardcare. cover for emergency medical evacuation is included automatically. For consultations. GP visits and diagnostic services the cover is fUlly refunded with additional benefits for prescription drug. vaccinations, occupational therapy and complementary therapies,

Standardcare offers cover for inpatient hospital treatment with some provision for follow-up outpatient treatment. It covers the more expensive element of any course of treatment which is the inpatient hospital stay, together with the reassurance that if it is necessary to carry out an emergency medical evacuation. cover for this is automatically included in the plan.



 



 

UNUM
 



 
 
 
 
 
 
 
     
     
     
     
     
     
     
     
     
     
     
    
   
 
Life Insurance
Income & Redundancy
Dental & Medical Insurance
Professional Indemnity & Public liability
Axa BCWA BHSF BUPA
Canada Life
Cigna Expacare Goodhealth
Groupama Healix Healthshield Healthsure
IMG Interglobal Legal & General Medicash
Norwich Union Partnership Pruhealth Scottish Provident
Sheperds Standard Life Unum Westfield Health
William Russell      
       
Mortgages
Insurance
Pensions
Savings
Home & Contents
Commercial
 
 
GOODHEALTH
 

 

Company Profile
(as provided by Goodhealth)





 

Goodhealth Worldwide, an Aetna Company. is a leading provider of international private medical insurance (IPMI) lor expatriates and high-net-worth individuals. Goodhealth Worldwide is operated by Aetna's international division. Aetna Global Benelits (AGB).

 AGB is a provider of comprehensive health benefits solutions for multinational employers and government agencies. AGB's offerings include medical, dental, vision, life, disability, emergency assistance and health management programmes for employees and high-net-worth individuals who live, work or travel internationally. With the recent acqUisition of Goodhealth Worldwide. AGB is the industry's largest and most prominent US~based international benefits carrier. supporting close to 400.000 members worldwide lrom offices throughout the US. Europe. Asia and the Middle East.

 


PRODUCT RANGE

Goodhealth offers a variety of quality international medical expenses products ranging from high benefit and fully flexible global schemes to local plans that satisfy specific regional circumstances. Additionally,AGB, in partnership with Goodhealth, offers customisable benefits solutions to European Union-based multinational corporates in need of large-group expatriate benefits cover.

 

PRODUCT PORTFOLIO

International Healtheare Plan (Good health) Goodhealth's tlagship global product for ex pat nates In any country. The full range of healthcare solutions is proVided. Flexibility allows policyholders to tailor cover to their circumstances and budgets.

Executive Healthcare Plan (Good health) A top-of-the-range contract designed for the indiVidual needs of expatriates and individuals in Africa.

Regional Healtheare Plan (Goodhealth) Created tor the group corporate market In the Gulf States. this product is ideal for middle management and administrative Arab and Asian expatriate staff.

Asia Care Plan (Goodhealth) Designed specifically to cover the healthcare essentials for residents of Asia, this product provides access to the best medical facilities in the region in a cost effective manner.

Global Healtheare Plan (Goodhealth) A US~styled medical insurance plan designed for high~net,worth individuals and families - regardless of nationality or location - who want the option of treatment in the US.

Mobile Healtheare Plan (Goodhealth) A US'styled medICal insurance plan designed specitieally for expatriates who want the option of treatment In the US.

Primary Healtheare Plan (Goodhealth) A plan designed for UK indiViduals and companies. offering flexible levels of cover to suit most circumstances.

European Large Corporate Offering (Aetna Global Benefits) A comprehensive suite of products and programmes designed for European Union-based multinational corporates in need of large-group expatriate benefits cover. This offering includes customisable medical cover with optional features of dental. prescription drugs and vision, and a wide array of additional products and services. 


 


 



 

 
UNUM