Both status and self certification
Up to 85% purchase price
Higher the deposit lower the rate
Up to 5x income multiples
Fixed and tracker rates
Exclusive products
Adverse credit

Those who are selling their current property and moving to a new property. Homemovers are expected to use equity from their current property to put down a larger deposit. However, in the current climate with the fall in property value this may not be possible.

Another option is not to sell the current property, but rent it and buy a new property. This is then called a Let to Buy mortgage. In this sitution the let property needs to be converted to a Buy to let mortgage. The criteria for Let to Buy is different to a sell and purchase.

Technically you are only allowed one residential mortgage at a time.