Both status and self certification
CCJs and Defaults
Bankruptcy and IVA
Credit repair service
Higher the deposit lower the rate
Buy to Let available
Fixed and tracker rates
Exclusive products

Even if you are having credit problems you may be able obtain a mortgage. The lenders who specialise in lending to people with credit problems are called credit impaired lenders. The disadvantage of a credit impaired mortgage is the higher rates you will pay compared to those with no credit problems.

The rates are based on three factors. How far the credit problem is, how much is the default and the type of default registered in your name.

Call us on 020 82398812 to discuss your options

Use our Lender comparison service to find the best deal

Additional infor
Mortgage Handbook
Income
Employment history
Costs
Conveyancy
Credit score
Guarantors
Lease or Freehold
Professional
Staircasing
Taxation
Tenancy - in common or joint