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Buy to Let |
| Investing in a rental property, 10 or 15% deposit. |
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Credit Impaired |
| CCJ, defaults, IVAs and bankrupts. |
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Expats |
| UK citizen living abroad. |
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First Time Buyers |
| No experience with mortgages
. Help with selecting lender and product, legal work and HIPs. Self certification. |
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Guarantor/s |
| Children without sufficient income to use parents income to boost affordability. |
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Homemovers |
| Selling the current property before moving to next, larger deposit to get better rates. |
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Key workers |
| Mortgages for those in key professions such as firemen, teachers and NHS workers (except doctors). |
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Let to Buy |
| For those who want to rent the current home to move to a bigger property. |
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Non UK residents |
| Those with temporary or work visas. |
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Overseas property purchase |
| Mortgages for buying property abroad, e.g. Spain, Portugal, Dubai, France, Italy etc. |
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Professionals |
| 100% + mortgages for those in selected professions, including doctors, solicitors, accountants etc. |
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Remortgages |
| Looking for the best deal at the end of current rate, capital raising, debt consolidation. |
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Right to buy |
| Council tenants who want to buy their council home. |
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Self Build |
| Those interested in building their own home. Loan for land purchase and building of property. |
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Shared Ownership |
| Owning part of a property either with a housing association or with the lender. |