Mortgages based on client type Mortgages based on income status
Buy to Let
Investing in a rental property, 10 or 15% deposit.
Credit Impaired
CCJ, defaults, IVAs and bankrupts.
Expats
UK citizen living abroad.
First Time Buyers
No experience with mortgages…. Help with selecting lender and product, legal work and HIPs. Self certification.
Guarantor/s
Children without sufficient income to use parent’s income to boost affordability.
Homemovers
Selling the current property before moving to next, larger deposit to get better rates.
Key workers
Mortgages for those in key professions such as firemen, teachers and NHS workers (except doctors).
Let to Buy
For those who want to rent the current home to move to a bigger property.
Non UK residents
Those with temporary or work visas.
Overseas property purchase
Mortgages for buying property abroad, e.g. Spain, Portugal, Dubai, France, Italy etc.
Professionals
100% + mortgages for those in selected professions, including doctors, solicitors, accountants etc.
Remortgages
Looking for the best deal at the end of current rate, capital raising, debt consolidation.
Right to buy
Council tenants who want to buy their council home.
Self Build
Those interested in building their own home. Loan for land purchase and building of property.
Shared Ownership
Owning part of a property either with a housing association or with the lender.